Hi Vaulted Viewer,

I’m happy to tell you that my latest Vaulted Views podcast episode is up and running! This week features a truly remarkable guest, Chris Thorne, CEO of the North San Diego Business Chamber. You will not want to miss this interview that brings out Chris’s unique blend of humor, humility, and wealth of experience.

Chris's journey is a testament to the idea that success doesn't always follow a straight line. From his early dreams of flying jets to finding his niche in human resources and leadership, he tells us that it's okay to pivot and adapt. Life is full of unexpected turns, and sometimes the best opportunities arise from the most unlikely situations.  

One of the most compelling themes in our conversation was Chris's commitment to people. He emphasizes that true leadership is about caring for those you lead. In his words, "If you don't care about and take care of the people, then all the rest of it isn't worth anything." This totally resonates with me. Over the years of leading Lucia Capital Group I have had to make some unpopular business decisions in favor of keeping my people together.  I learned early on that my definition of success is beyond just our financial statements. This interview with Chris helps remind us all to see the bigger picture.  

This episode is packed with valuable lessons and a good dose of laughter so tune in now to hear Chris's story.

🎙️ New Episodes Release Every Monday: Available on YouTube, Spotify, Amazon, and Apple Podcasts. Subscribe to our newsletter to stay updated with the latest episodes and behind-the-scenes content.

In this episode, Chris and I enjoyed a delicious bottle of Woodford Reserve Double Oaked. My office manager and assistant, Jessica, gifted it to me with my name engraved—The Ray Lucia Jr. Edition. It’s quite a treat, with notes of vanilla, dark caramel, hazelnut, apple, fruit, and spices. Sipping Woodford always brings to mind thoroughbred horse racing, and I’m especially looking forward to the Breeders’ Cup at Del Mar this week.

Thank you for being a valuable part of the Vaulted Views community!

Cheers!
Ray Lucia Jr.
Host of Vaulted Views

  1. For Investors: If you have at least $500k to invest, I can connect you with a financial advisor at Lucia Capital Group. Click here to schedule an appointment
  2. For Financial Advisors: If you are a financial advisor looking for help growing, optimizing or selling your business. Click here to schedule a discovery meeting with me
  3. Become a Podcast Guest: If you are a founder, business owner, community leader or financial industry professional and would like to be featured on Vaulted Views podcast, click here to apply.
Vaulted Views premieres on September 23,
 and new episodes will drop every Monday on
Vaulted Advice
For the Investor

I can’t but help that deep down I am and always will be a financial advisor. From time to time I plan on sharing financial strategies and concepts that I feel will be valuable to our subscribers.  

Vaulted Advice
For the Advisor

I have learned a lot over the years about the financial services industry. Financial advisors are small business owners balancing two roles, first being a financial advisor to their clients and second being a responsible business owner for their family, staff and their community. I plan on sharing financial industry content and my experiences to this select group of subscribers here.

Vaulted Advice
For the Connoisseur

We all have vices. Mine are fine whiskeys, cigars and thoroughbred horseracing. So if you are in to that, I will share what I'm up to recently to relax and enjoy my time away from the hustle.

Thank you for being a part of this journey. Together, we’ll unlock the secrets to success in money, business, and life.

Warm regards,

Ray Lucia Jr. 
Several tipped-over gray markers arranged diagonally with their caps removed on a transparent background.
Related Podcasts

Related Podcasts Worth Your Time

Handpicked by Ray for advisors ready to see beyond the low view—across business strategy, wealth management innovation, leadership development, and the future of financial advice.

Contact Ray Jr.

Let’s Start the Conversation

Whether you’re an advisor looking to grow, an investor seeking clarity, or a community partner with a shared vision — Ray welcomes the opportunity to connect.

Every great relationship starts with a conversation, and every conversation begins with a question. Step inside the vault and reach out below.

Smiling middle-aged man wearing glasses and a gray jacket standing in an office with blurred colleagues in the background.

For Financial Advisors

If you’re interested in collaboration, partnerships, or joining the Quotient ecosystem, start by joining the Quotient Advisor Community — it’s where ideas turn into action.

 Join the Community
Two men in glasses wearing blazers posing together in a dimly lit room with warm lighting.

For Investors

If you’d like to connect with a wealth advisor from Lucia Capital Group or Quotient Advisor Partners to explore your financial plan, we’ll connect you with the right team.

Meet with a Wealth Advisor
Man holding a microphone, speaking while seated at a table with laptops and a blurred person in the foreground.

For Media & Speaking Inquiries

Interviews • Events • Podcast Collaborations
Ray frequently speaks on leadership, innovation, and the evolution of wealth management.

Request Media
Smiling middle-aged man wearing glasses and a gray jacket standing in an office with blurred colleagues in the background.

For Financial Advisors

If you’re interested in collaboration, partnerships, or joining the Quotient ecosystem, start by joining the Quotient Advisor Community — it’s where ideas turn into action.

 Join the Community
Two men in glasses wearing blazers posing together in a dimly lit room with warm lighting.

For Investors

If you’d like to connect with a wealth advisor from Lucia Capital Group or Quotient Advisor Partners to explore your financial plan, we’ll connect you with the right team.

Meet with a Wealth Advisor
Man holding a microphone, speaking while seated at a table with laptops and a blurred person in the foreground.

For Media & Speaking Inquiries

Interviews • Events • Podcast Collaborations
Ray frequently speaks on leadership, innovation, and the evolution of wealth management.

Request Media